Loan Rates


VEHICLE LOANS

Rates vary based on credit performance

Term: Model Year: New - 2017 Model Year: 2016 - 2014 Model Year: 2013 - 2009 Model Year: 2008-2004
36 months 3.69% - 18.00% APR* 3.99% - 18.00% APR* 5.29% - 18.00% APR* 6.49% - 18.00% APR*
48 months 3.84% - 18.00% APR* 4.29% - 18.00% APR* 5.99% - 18.00% APR* 6.99% - 18.00% APR*
60 months 3.89% - 18.00% APR* 4.59% - 18.00% APR* 6.49% - 18.00% APR* n/a
72 months 4.5% - 18.00% APR* 5.19% - 18.00% APR* n/a n/a
84 months 4.99% - 18.00% APR* n/a n/a n/a

VEHICLE GAP PROTECTION

(GAP)  Guaranteed Asset Protection - GAP Advantage covers the "gap" between the vehicle's value and the amount you still owe, including the insurance deductible. GAP Advantage also provides you with a $1,000 credit towards the financing or lease of a replacement vehicle if you finance at the credit union. $300 one-time fee for cars, light trucks, motorcycles, and jet skis.

Loan Rate
ATV LOANS 2.00% APR* above car loan rates
FIRST MORTGAGE 10 Year - 4.00% APR*
  15 Year - 4.125% APR*
  20 Year - 4.75% APR*
  30 Year - 5.25% APR*
HOME EQUITY
Variable Rate
Prime + 0% APR* & No Fees¹
2nd Mortgage
Fixed Rate
Currently 6.00%*
SHARE SECURED LOANS Call for Current Rate
VISA CARDS
No Annual Fee
10.75% APR*
PERSONAL LOANS
Rate based on Credit Performance
8.49% - 18.00% APR*
BOATS, RV’s and CAMPERS LOANS
Rate based on Credit Performance
NEW - 2017
60Months 4.99% - 18.00% APR*
84Months 6.99% - 18.00% APR*
120Months 7.99% - 18.00% APR*

2016-2007
48 Months 4.99% - 18.00% APR*
60 Months 5.99% - 18.00% APR*
84 Months 8.99% - 18.00% APR*
OVERDRAFT LOANS 18.00% APR*
RATES EFFECTIVE 08/27/2018 AND ARE SUBJECT TO CHANGE AT ANY TIME
¹PERCENTAGE OF FEES MUST BE REIMBURSED TO CREDIT UNION ON HOME EQUITY LOANS IF PAID IN FULL WITHIN FIRST FOUR YEARS  

Check out these websites for more information:
http://consumerist.com/2007/03/30/dealerships-rip-you-off-with-the-four-square-heres-how-to-beat-it/
https://www.nasafcu.com/dealer-vs-credit-union-financing-calculator/

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