Online Account Opening
Account Rates
SHARE CERTIFICATE
Minimum Amount: $2,000.00 ($500.00 Minimum for 36 and 60-month certificates).
| Certificate | Rate | APY** |
|---|---|---|
| 6 Month | 3.50% | 3.55% |
| 12 Month | 4.00% | 4.06% |
| 18 Month | 3.65% | 3.70% |
| 24 Month | 3.70% | 3.75% |
| 36 Month | 3.75% | 3.80% |
| 60 Month | 3.80% | 3.85% |
There is a 90-day penalty for any early withdrawal of a Certificate.
MONEY MARKET ACCOUNTS
| Minimum Amount $2,000.00 | ||
|---|---|---|
| Amount | Rate | APY** |
| $50,000+ | 1.50% | 1.51% |
| $20,000 - $49,999 | 1.00% | 1.01% |
| $2,000 - $19,999 | 0.50% | 0.50% |
SAVINGS, VACATION CLUB, CHRISTMAS CLUB AND AUXILIARY SAVINGS
| Rate | APY** |
|---|---|
| 0.25% | 0.25% |
| Must show picture ID to open account | |
IRA ACCOUNTS AND CERTIFICATES
IRA Certificates
$2,000 minimum for terms of 12 months or longer.
Rates are the same as the Share Certificate rates listed above.
IRA Accounts
| Rate | APY** |
|---|---|
| 0.30% | 0.30% |
THESE RATES & TERMS ARE SUBJECT TO CHANGE AT ANY TIME
Please see account disclosures for complete details. APY** = Annual Percentage Yield
Rates effective 9/1/26