MEMBERSHIP ELIGIBILITY: We offer membership to anyone who lives, works, worships or attends school in Lake County!


When you become a credit union member, you join America’s largest family, the credit union family! More than 67 million people are part of a credit union. Credit unions are different from banks. Our credit union is a financial cooperative, a not-for-profit business. We don’t have stockholders to share profits with like banks, so we can give back more to our members in the form of higher interest rates on savings accounts and lower interest rates on loans.

A minimum savings deposit of $25.00 is required to open an account. When you join a credit union, you become a part owner, because you own a share in the credit union. We offer membership to anyone who lives, works, worships or attends school in Lake County. 

As a member-owner, you have voting rights and help elect the volunteer board members who help oversee the operating activities of the credit union. Credit unions were founded on the principle of people helping people to gain greater financial control and power in their lives. This is still our goal today!

We invite you to join thousands of others who have discovered the benefits of credit union membership!

IMPORTANT PROCEDURES FOR OPENING A NEW ACCOUNT To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means to you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We will also ask to see your driver’s license. If you are opening this account through the mail, please include a copy of the driver’s license of all owners on the account. Thank you.

Please mail to:

LCE Federal Credit Union
77 N. St. Clair Street
Painesville, OH 44077