Visa Credit Card

Our VISA Credit Card has a low fixed interest rate of 10.75% APR* that applies to BOTH  purchases and cash advances. As soon as you’re approved, you can transfer your balances from your higher-rate credit cards. Our credit limits range from $100 to $10,000, depending on your annual income and credit standing.

 Our VISA Card has:

  • NO ANNUAL FEE

  • NO BALANCE TRANSFER FEE

  • NO CASH ADVANCE FEE

  • NO DEFAULT RATE

To print the application and apply, click here. 
To submit a Visa Balance Transfer Form, click here.
To submit a Visa Increase Limit Form, click here.
You can review your VISA activity online by visiting the website, clicking here.

We have a secured VISA available for members who do not have sufficient established credit or who are looking to rebuild their credit. We will issue a Visa credit card with a credit limit equal to the funds held in your regular shares account.

For a lost or stolen VISA Credit Card, please call 1-800-991-4964. A new card will be issued automatically.

For our members who frequently use their Visa Credit Card online, Verified by VISA is the easy way to enjoy added security. We are pleased to offer this great service at no additional charge. Visit their website to register and check participating merchants.