Holiday Skip-A-Pay
Give yourself a little more room in your holiday budget. Eligible LCE members can skip one November or December payment on each qualifying vehicle or personal loan.
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From holiday shopping to seasonal expenses, LCE Federal Credit Union is here to help with our limited-time Holiday Loan Special.
Subject to credit approval. Terms apply.
Holiday Loan Special available November 2 through
December 31, 2026. Loan amounts up to $1,200 with a
12-month repayment term. Annual Percentage Rate (APR)
ranges from 7.00% to 18.00%, based on credit
performance. No loan fees.
A sample $1,200 loan for 12 months at 7.00% APR
would have an approximate monthly payment of $103.83
and total repayment of approximately $1,245.99,
including approximately $45.99 in interest.
Credit Life and Disability Insurance is available
to members at an additional cost. All rates and
promotions are subject to change without notice.
Give yourself a little more room in your holiday budget. Eligible LCE members can skip one November or December payment on each qualifying vehicle or personal loan.
Offer available for eligible vehicle and personal loans for November or December 2026. One skipped payment per eligible loan. A $30 fee applies to each loan skipped. Loan payments must be current and on time. The first payment on a new loan is not eligible. Credit cards, mortgage loans, and overdraft loans are excluded. Interest continues to accrue during the skipped payment period, and repayment may extend beyond the original loan maturity date. All loan signers must sign the request. Participation may affect GAP coverage. Additional terms and eligibility requirements apply.
Your everyday purchases could come with something extra. Use your LCE debit card for eligible purchases and get entered into SHAZAM's Gather Together Rewards sweepstakes.
SHAZAM Gather Together Rewards runs October 1
through December 31, 2026. Eligible purchases
processed through SHAZAM using a debit card
issued by a participating financial institution
earn sweepstakes entries. Eight $50 SHAZAM
gift cards are awarded each month across
participating institutions, plus one
$500 grand prize.
No purchase necessary to enter or win.
A purchase will not increase your chances
of winning. Open to eligible U.S. residents
age 18 or older. Void where prohibited.
Odds depend on the number of eligible entries.
View Official SHAZAM Sweepstakes Rules
for complete eligibility requirements,
entry methods, and restrictions.